Investors, loans and financial opportunities available across Australia can be found on this page.
We haven't tracked them all, so please advise us if you know of other opportunities that could be included.
Connecting Australian Entrepreneurs and Angel Investors
Name of program: Connecting Australian Entrepreneurs and Angel Investors
Who is it for:
- Businesses looking for investment
Who's funding it? Various
When does funding close? OPEN
How do I apply? Click here
CORENA Interest-free Loans
Name of program: CORENA interest-free loans
Who is it for:
- non-profits, community organisations and social enterprises
- businesses or cooperatives
Who's funding it? CORENA
Conditions:
- funds climate projects anywhere in Australia in cases where the up-front capital cost is a barrier, including renewable energy, getting off gas, energy efficiency, and electric vehicles
- favours projects that are cost effective and ‘pay for themselves’ in a reasonable time (with loan repayments covered by your savings on bills)
When does funding close? OPEN
How do I apply? Click here
Business Support Loan
Name of program: Business Support Loan
Who is it for:
- early-stage small and medium sized businesses that have started to generate revenue, need help meeting a growing demand for their product or service or, require short-term bridging finance
What is the intended impact?
- to help companies demonstrate a commercially validated product, a scalable business model and grow customer demand
- to help overcome early-stage capital constraints and increase revenue capacity to fuel longer-term growth
Who's funding it? EPICORP
Conditions:
- loans range from $75,000 to $300,000 and can be implemented in three to six weeks from initial application
- All loans incur a 2% administration fee, payable once the documentation is executed, and have a maximum repayment term of 24 months.
- When loans are structured as a draw-down facility, a lower interest rate fee will be applied to the funds held in the facility on call
- Your company should be able to demonstrate a recent earning history and sales pipeline that demonstrates the ability to service the loan or be in the planning stages of an equity event or cash injection
- EPICORP have the ability to structure or delay repayments to optimise the use of the funds without immediate repayment if required.
When does funding close? OPEN
How do I apply? Click here
Household Energy Upgrades Fund
Name of program: Household Energy Upgrades Fund
What is it providing?
- discounted consumer finance
What is the intended outcome?
- to increase sustainability across the housing sector, including through investment in energy efficiency upgrades, high performing appliances and battery-ready solar PV.
Who's funding it? Clean Energy Finance Corporation (CEFC)
Conditions:
- The CEFC will work alongside established lenders in the sector, such as banks, to deliver the program to consumers
- The CEFC does not assess individual finance applications
- Fund is subject to Parliamentary approval and the issuing of Investment Mandate Directions to the CEFC
How do I apply? Check their website for latest news
Investing with IBA
Name of program: Investing with IBA
Who is it for:
First Nations, to:
- facilitate economic independence by enabling participation in a range of diverse commercial investments
- improve business knowledge and commercial and investment capabilities
- prepare for a time to own and manage an investment independently of IBA.
Who's funding it? Indigenous Business Australia
When does funding close? OPEN
How do I apply? Click here
Loans for Aboriginal and Torres Strait Islander owned small businesses
Name of program: Business Loan Package
Who is it for:
- Aboriginal and Torres Strait Islander owned small businesses
Who's funding it? Indigenous Business Australia
Conditions:
- Loans of between $10,000 and $5 million
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The loans may be used for:
- working capital requirements
- purchase of existing businesses
- plant and equipment
- other commercial assets.
When does funding close? OPEN
How do I apply? Click here
Loans for Aboriginal and Torres Strait Islander start-ups
Name of program: Start-Up Finance Package
Who is it for:
- Aboriginal and Torres Strait Islander individuals and businesses
Who's funding it? Indigenous Business Australia
Conditions:
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The start-up finance package is up to $100,000 and includes:
- up to 30% of a new business loan as a grant to purchase assets for the business which does not need to be repaid
- flexible loan repayment options
- no application or line service fees
- loan term of 7 years
- minimum security requirements.
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To be eligible, you must:
- be at least 18 and of Aboriginal and/or Torres Strait Islander descent
- own at least 50% of the business, or have at least 50% of the business owned by people of indigenous descent
- have less than $400,000 in actual annual turnover
- have been trading for less than 2 years
- have a commercially viable business model.
When does funding close? OPEN
How do I apply? Click here or here
Our Country. Our Future
Name of program: Our Country. Our Future
Who is it for:
First Nations -
- supporting cultural and environmental protection and the development of enterprises based on the preservation of country.
- pursuing strategic land purchases in urban areas or providing management support to enhance commercial, social and cultural uses for Indigenous urban assets.
Who's funding it? Indigenous Land and Sea Corporation (ILSC)
Conditions:
- project must involve the acquisition or management of land and/or water-related interests
- applicant must be an incorporated entity, or a holder of land or a water-related right, or organisation interested in investing in Indigenous-held land or waters
- the project must have the support of the Indigenous land/water holders and have they provided their consent for its use
When does funding close? OPEN
How do I apply? Click here
Performance Bonds
Name of program: Performance Bonds
Who is it for?
- Aboriginal and Torres Strait Islander owned businesses
Who's funding it? Indigenous Business Australia (IBA)
Conditions:
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The types of bonds provided include:
- Performance bonds – give the buyer of your product or service assurance that if you don’t meet your obligations under a contract, the buyer can call on the bond to reduce its losses.
- Warranty bonds – protect your buyer from loss if you don’t meet your contractual warranty latent defects period (usually 12 months), after the contract is completed.
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To be eligible, businesses must:
- be 50% Indigenous owned and controlled
- have a track record of profitability and successful completion of similar projects
- be incorporated or be a partnership/joint venture between incorporated entities
- demonstrate capable management, including contract management
- have an adequate credit history.
When does funding close? OPEN
How do I apply? Click here
Territory Infrastructure Loans
Name of program: Territory Infrastructure Loans
Who is it for:
- will support the development and expansion of enabling infrastructure, employment and economic growth and improved Indigenous outcomes, through the distribution of concessional loans for terms of up to 10 years, and will produce benefits to the broader economy and community
- The benefit to the NT Economy could include, but is not limited to, employment opportunities, regional income, diversifying and/or deepening industry capabilities, business for local suppliers, and Indigenous employment opportunities.
Who's funding it? Northern Australia Infrastructure Facility (NAIF)
Conditions:
- Loans may be made up to $10 million
- Funding sought can be for an approved purpose being tangible growth capital expenditure.
- Each project must have obtained all relevant regulatory, environmental and Native Title approvals prior to release of funds.
- The fund will not support applications requesting assistance with:
- refinance of existing debt
- acquisition of land or shares
- working capital or operational business expenses including re-stocking of inventory
- funding equity distributions
When does funding close? OPEN
How do I apply? Click here
Thanks Shubham Dhage for use of the image.